Savings and Investments Rates

Shares
                                   Annual Percentage Yeild
Regular $5-over             0.150
Christmas                       0.200%
Vacation                         0.200%
Draft-Average $300      0.050%

Share Certificates
Annual Percentage Yeild
6 Month term                  0.1500%
12 Month term                0.200%
18 Month term                0.300%
24 Month term                0.400%
Minimum Certificate balance $500.00

Rates subject to change without notice. Indiana Lakes Federal
Credit Union reservces the right to match or beat any local competitor's rates.