Savings and Investments Rates

Shares
                                   Annual Percentage Yeild
Regular $5-over             0.250
Christmas                       0.250%
Vacation                         0.351%
Draft-Average $300      0.100%

Share Certificates
Annual Percentage Yeild
6 Month term                  0.250%
12 Month term                0.350%
18 Month term                0.450%
24 Month term                0.600%
Minimum Certificate balance $500.00

Rates subject to change without notice. Indiana Lakes Federal
Credit Union reservces the right to match or beat any local competitor's rates.