No Hassle Loan Application
Home Equity Line of Credit

Application Date:__________________ Requested Loan Amount:__________________

Information on Borrower:

First Name:__________________ Middle:__________________ Last:__________________
Date of Birth:__________________ Social Sercurity#:__________________ Married:(yes/no)__________
Address:__________________ City:__________________ State:_____ Zip:_____
Home Phone:__________________ Self Employed(yes/no)__________________
Employer's Name:__________________ Employer's Phone:__________________
Time at Job: _____years _____months Is there a co-applicant(yes/no)_______

Information on Co-Borrower:

First Name:__________________ Middle:__________________ Last:__________________
Date of Birth:__________________ Social Sercurity#:__________________ Married:(yes/no))__________
Address:__________________ City:__________________ State:_____ Zip:_____
Home Phone:__________________ Self Employed(yes/no)__________________
Employer's Name:__________________ Employer's Phone:__________________
Time at Job: _____years _____months Is there a co-applicant(yes/no)_____
Gross monthily income: $__________________

About your Property:

Is the subject property occupied by the applicant?(yes/no)__________________
Total Time subject property has been owned by the applicant? ______years ______months
Property Type:_____Single Family ______Condo/Town House _____2-4 Building
Number of Units:_____ Estimated value of the property:$_____________ Monthly payment:$)__________
First mortgage balance: $_________ First mortgage Company Name:__________________
Seconnd mortgage paid by this loan?___yes___no Monthly payment: $_________________
Other mortgage balance: $_________ Other mortgage holder name:___________________
Approximate date property was purchased:___________Purchase Price: $_________
Homeowner insurance company:_______________ Agent Phone Number: _____________

Debts:(includes auto loans, credit cards, child support, medical, or other monthly installment payments)

Creditor Monthly Payment

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Declarations- In submitting this form, I/We certify that the above information is, to the best of our knowledge, true, complete and correct and is made for the purpose of obtaining credit. I/We understand that the loan requested, if approved, will be secured by a mortgage or deed of trust on the property to be secured, and hearby represent that the property will not be used for any illegal or restricted purpose. I/We also understand that I/We may loose our home/property if we don not make repayments as agreeed on the mortgage of deed of trust that may be executed in conjunction with this loan application. Indiana Lakes Federal Credit Union, may obtain verification from any source named in the application and from third parties such as credit bureaus. IFLCU will retain the original or copy of this application, even if the loan is denied or not closed for any reason. I/We authorize ILFCU to make credit investigations necessary to the judicious underwriting of the loan request and to answer valid requests regarding their federal crime, punishment by fine or imprisonment, or both, to knowingly make any false statements concerning any of the above facts as applicable under the provisions of Title 18 USC Sec 1014. If this is an application for a joint account, these statements apply to all joint applicants

________________________________________________Borrower's Signature _____________________Date Signed