Loan Rates

Consumer Loans

Motor Vehicles rates as low as:
Year                          APR        Term
New Auto 2020      3.25%      1-60 months
2019-2018              3.25%      1-60 months
2017-2016              3.25%      1-60 months
2015-2014              3.25%      1-60 months
2013 and Older      4.50%      1-60 months

Boats, RVs, Motorcyles
Terms and rates are the same as "Motor Vehicle" rates

Share Secured
2% over the rate of the Share Account type securing the loan.

VISA Credit Cards
6.90% APR; 8.90% APR; 10.9%; APR 12.90%; APR; 15.90% APR; 17.90% APR
The loan rates will vary due to the applicant's credit history.

Signature Rates
7.90% APR to 17.90% APR - rates will vary due to the applicant's credit history.

Mortgage Loans Rates

Home Mortgage
Call toll free 1-800-371-6762 to get current rates and terms or to apply.

Home Equity Lines of Credit
Rates based on *Prime Rate for the life of the loan, no closing costs, credit card and check accessability of funds, and various repayment options make this a great financial management tool. Payments based on *Prime Rate plus a margin for the life of the loan. (*Prime Rate as published by the Wall Street Journal as of March 20, 2020 was 3.250% APR.)

Home Improvement
As low as 7.500% APR -rates will vary due to the applicant's credit history.

Click Below To Print out Applications

Motor Vehicle Loans
Personal Loans


Rates subject to change without notice. Indiana Lakes Federal
Credit Union reserves the right to match or beat any local competitor's rates.