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Checking Accounts

Our Checking Account (Share Draft), offers the savings and convenience you need in managing your daily financial affairs. No minimum required balance. No service charges. Dividends earned on balances. Unlimited check-writing. Duplicate copy checks. Overdraft protection from savings available. To open an Indiana Lakes FCU Checking Account, simply complete the on-line application and return it with your membership application and initial Share Savings Account deposit. Be sure to include an initial deposit of at least $25 for your Checking Account, as well.

Card Services

ATM Cards. We offer our members ATM cards that make cash available to them at any Automatic Teller Machine.

Debit Cards.

Debit Cards work like a credit card and ATM card rolled into one. They offer the convenience of credit card while giving the freedom of ATM cards. When you pay with a debit card, the money comes out of your checking account. Also, you can use debit cards at ATMs to get cash.

(Click to register now!)

VISA Cards.

Accepted worldwide, our low-interest VISA credit card gives you the winning combination of purchasing power and savings you've been looking for. No annual fee. No minimum finance charge. Cash advances available. 25-day grace period on purchases.

Perfect Teller Home Banking

Transact business at your convenience with Perfect Teller. Your computer terminal becomes a virtual teller window to your account, to allow you a wide variety of transactions. Balance your checkbook. See what this week's payroll direct deposit was. Transfer funds. The options are many. Contact the Credit Union today to get your personal identification number (PIN), or click on the icon to the left to access Perfect Teller.

PT Mobile Banking

With Mobile Banking on your smartphone or tablet, you can have transaction capabilities similar to Perfect Teller Home Banking - anytime, from anywhere.  If you are already a Perfect Teller Home Banking user and you have a compatible smartphone or device, you can start using PT Mobile Banking now - no further signup in our office is needed.
If you are not a Perfect Teller Home Banking user, stop in or call the credit union to sign up today.

Sybil Telephone Teller

Sybil, our audio response system, is a free service that lets you conduct a variety of transactions anytime day or night from any touch-tone phone in the world. You can make balance inquiries, transfer funds between allowable accounts, and much more.

Automatic Teller Machines (ATMs)

ATMs are a convenience many members appreciate. Members can always use our ATMs with no fee. We are also part of a network of surcharge-free ATMs, so you can use your ATM and debit cards at many other credit unions without incurring a fee from that institution.

Other Services

Payroll Deduction
Direct Deposit
Night Depository
Car Pricing Information
Notary Service
Phone & Mail Discounts
Bill Payment Link