Checking Accounts
Our Checking Account (Share Draft), offers the savings and convenience you need in managing your daily financial affairs. No minimum required balance. No service charges. Dividends earned on balances. Unlimited check-writing. Duplicate copy checks. Overdraft protection from savings available. To open an Indiana Lakes FCU Checking Account, simply complete the on-line application and return it with your membership application and initial Share Savings Account deposit. Be sure to include an initial deposit of at least $25 for your Checking Account, as well.
Card Services
ATM Cards. We offer our members ATM cards that make cash available to them at any Automatic Teller Machine.
Debit Cards.
Debit Cards work like credit card and ATM card rolled into one. They offer the convenience of credit card while giving the freedom of ATM cards. When you pay with a debit card, the money come out of your checking account. Also, you can use debit cards at ATMs to get cash.
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VISA Cards.
Accepted worldwide, our low-interest VISA credit card gives you the Winning combination of purchasing power and savings you've been looking for. No annual fee. No minimum finance charge. Cash advances available. 25-day grace period on purchases.
Perfect Teller Home Banking
Transact business at your convenience with Perfect Teller. Your computer terminal becomes a virtual teller window to your account, to allow you a wide variety of transactions. Balance your checkbook. See what this week's payroll direct deposit was. Transfer funds. The options are many. Contact the Credit Union today to get your personal identification number (PIN), or click on the icon to the left to access Perfect Teller.
Sybil Telephone Teller
Sybil, our audio response system, is a free service that lets you conduct a variety of transactions anytime day or night from any touch-tone phone in the world. You can make balance inquiries, transfer funds between allowable accounts, and much more.
Automatic Teller Machines (ATMs)
ATMs are a convenience many members appreciate. Members can always use our ATMs with no fee. We are also part of a network of surcharge-free ATMs, so you can use your ATM and debit cards at many other credit unions without incurring a fee from that institution.
Other Services
Payroll Deduction
Direct Deposit
Night Depository
Car Pricing Information
Notary Service
Phone & Mail Discounts
Bill Payment Link