Loan Rates

as of March 16th, 2009. Subject to change without notice.

Consumer Loans

Motor Vehicles

Year APR

Term

New Auto 2009 4.99% 1-60 months
2008-2007 5.25% 1-60 months
2006-2005 5.25% 1-60 months
2004-2003 5.50% 1-48 months
2002 and Older 7.99% 1-48 months

Boats, RVs, Motorcyles

Terms and rates are the same as "Motor Vehicle" rates

Share Secured

2% over the rate of the Share Account type securing the loan.

VISA Credit Cards

6.90% APR; 8.90% APR; 10.9%; APR 12.90%; APR; 15.90% APR; 17.90% APR

The loan rates will vary due to the applicant's credit history.

Signature Rates

7.90% APR to 17.90% APR - rates will vary due to the applicant's
credit history.

Mortgage Loans Rates

Home Mortgage

Call toll free 1-877-460-6490 to get current rates and terms or to apply.

Home Equity Lines of Credit

Prime Rate for the life of the loan, no closing costs, credit card and check accessability of funds, and various repayment options make this a great financial management tool. Payments based on Prime Rate plus a margin for the life of the loan. (Prime Rate as published by the Wall Street Journal as of March 12, 2009 was 3.25% APR.)

Home Improvement

9.25% APR -rates will vary due to the applicant's credit history.

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